| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 2/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 85.82% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.60% |
| 60+ Days | 1.20% |
| 90+ Days | 0.87% |
| 120+ Days | 0.53% |
| |
| Bankruptcy | 0.00% |
| Foreclosure | 0.33% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.26% |
| Loss Severity | 81.06% |
| |
| Prepayment Experience | |
| 1mo CPR | 4.37% |
| 3mo CPR | 4.28% |
| 6mo CPR | 1.64% |
| 9mo CPR | 3.08% |
| 12mo CPR | 3.00% |
| Life CPR | NA |
|