| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 12/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 86.21% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.56% |
| 60+ Days | 0.78% |
| 90+ Days | 0.50% |
| 120+ Days | 0.26% |
| |
| Bankruptcy | 0.35% |
| Foreclosure | 0.34% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.20% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 4.89% |
| 3mo CPR | 1.01% |
| 6mo CPR | 0.80% |
| 9mo CPR | 2.77% |
| 12mo CPR | 4.02% |
| Life CPR | NA |
|