| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 11/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 86.51% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.55% |
| 60+ Days | 0.64% |
| 90+ Days | 0.39% |
| 120+ Days | 0.24% |
| |
| Bankruptcy | 0.34% |
| Foreclosure | 0.36% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.18% |
| Loss Severity | 98.74% |
| |
| Prepayment Experience | |
| 1mo CPR | 1.56% |
| 3mo CPR | -1.09% |
| 6mo CPR | 2.52% |
| 9mo CPR | 2.91% |
| 12mo CPR | 6.28% |
| Life CPR | NA |
|