| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 10/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 86.43% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.45% |
| 60+ Days | 0.53% |
| 90+ Days | 0.42% |
| 120+ Days | 0.23% |
| |
| Bankruptcy | 0.30% |
| Foreclosure | 0.31% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.16% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | -2.47% |
| 3mo CPR | -1.32% |
| 6mo CPR | 1.12% |
| 9mo CPR | 3.95% |
| 12mo CPR | 8.25% |
| Life CPR | NA |
|