| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 7/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 85.49% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.97% |
| 60+ Days | 1.07% |
| 90+ Days | 0.57% |
| 120+ Days | 0.16% |
| |
| Bankruptcy | 0.07% |
| Foreclosure | 0.18% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.12% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 0.86% |
| 3mo CPR | 3.30% |
| 6mo CPR | 6.92% |
| 9mo CPR | 11.84% |
| Life CPR | NA |
|