| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 9/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 94.18% |
| |
| Delinquency Status (*) | |
| 30+ Days | 0.20% |
| 60+ Days | 0.09% |
| 90+ Days | 0.03% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.02% |
| Foreclosure | 0.28% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.03% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 47.68% |
| 3mo CPR | 43.35% |
| 6mo CPR | 42.45% |
| Life CPR | 41.34% |
|