| DEAL NAME | MSDWCC HELOC Trust, Series 2005-1 |
| Closing Date | 1/27/2005 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 21.84% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.37% |
| 60+ Days | 1.32% |
| 90+ Days | 1.20% |
| 120+ Days | 0.67% |
| |
| Bankruptcy | 1.32% |
| Foreclosure | 0.96% |
| REO | 0.03% |
| |
| Cumulative Net Loss | 0.90% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | NA |
| Life CPR | NA |
|