| DEAL NAME | MSDWCC HELOC Trust, Series 2005-1 |
| Closing Date | 1/27/2005 |
| Collateral Factor Date | 7/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 27.38% |
| |
| Delinquency Status (*) | |
| 30+ Days | 0.79% |
| 60+ Days | 0.63% |
| 90+ Days | 0.54% |
| 120+ Days | 0.35% |
| |
| Bankruptcy | 0.31% |
| Foreclosure | 0.70% |
| REO | 0.75% |
| |
| Cumulative Net Loss | 0.08% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 21.69% |
| 3mo CPR | 24.76% |
| Life CPR | NA |
|