| DEAL NAME | MSDWCC HELOC Trust, Series 2005-1 |
| Closing Date | 1/27/2005 |
| Collateral Factor Date | 5/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 27.43% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.58% |
| 60+ Days | 1.11% |
| 90+ Days | 0.48% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.29% |
| Foreclosure | 0.33% |
| REO | 0.83% |
| |
| Cumulative Net Loss | 0.07% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 29.43% |
| 3mo CPR | 27.90% |
| Life CPR | NA |
|