| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2003-1 |
| Closing Date | 5/28/2003 |
| Collateral Factor Date | 11/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 14.10% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.95% |
| 60+ Days | 0.82% |
| 90+ Days | 0.53% |
| 120+ Days | 0.53% |
| |
| Bankruptcy | 0.41% |
| Foreclosure | 0.18% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.07% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 14.36% |
| 3mo CPR | 18.25% |
| 6mo CPR | 21.11% |
| 9mo CPR | 24.71% |
| 12mo CPR | 28.18% |
| Life CPR | NA |
|