| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2003-1 |
| Closing Date | 5/28/2003 |
| Collateral Factor Date | 7/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 52.34% |
| |
| Delinquency Status (*) | |
| 30+ Days | 0.76% |
| 60+ Days | 0.48% |
| 90+ Days | 0.28% |
| 120+ Days | 0.28% |
| |
| Bankruptcy | 0.43% |
| Foreclosure | 0.03% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 52.13% |
| 3mo CPR | 55.17% |
| 6mo CPR | 52.74% |
| 9mo CPR | 51.13% |
| 12mo CPR | 49.46% |
| Life CPR | 48.12% |
|