| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 9.59% |
| |
| Delinquency Status (*) | |
| 30+ Days | 8.78% |
| 60+ Days | 2.68% |
| 90+ Days | 2.25% |
| 120+ Days | 2.20% |
| |
| Bankruptcy | 2.27% |
| Foreclosure | 2.37% |
| REO | 0.40% |
| |
| Cumulative Net Loss | 0.35% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | NA |
| Life CPR | NA |
|