| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 10/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 13.49% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.64% |
| 60+ Days | 1.29% |
| 90+ Days | 0.78% |
| 120+ Days | 0.61% |
| |
| Bankruptcy | 1.53% |
| Foreclosure | 0.88% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.30% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 16.63% |
| 3mo CPR | 18.30% |
| 6mo CPR | 16.83% |
| 9mo CPR | 16.13% |
| 12mo CPR | 17.05% |
| Life CPR | 38.34% |
|