| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 9/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 13.41% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.76% |
| 60+ Days | 1.20% |
| 90+ Days | 0.49% |
| 120+ Days | 0.37% |
| |
| Bankruptcy | 1.52% |
| Foreclosure | 1.01% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.30% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 8.72% |
| 3mo CPR | 8.77% |
| 6mo CPR | 11.64% |
| 9mo CPR | 12.76% |
| 12mo CPR | 14.80% |
| Life CPR | 38.27% |
|