| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 8/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 13.53% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.63% |
| 60+ Days | 0.96% |
| 90+ Days | 0.96% |
| 120+ Days | 0.75% |
| |
| Bankruptcy | 1.36% |
| Foreclosure | 1.00% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.28% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 21.11% |
| 3mo CPR | 18.31% |
| 6mo CPR | 14.63% |
| 9mo CPR | 16.80% |
| 12mo CPR | 16.95% |
| Life CPR | 38.86% |
|