| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 12/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 13.58% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.09% |
| 60+ Days | 0.43% |
| 90+ Days | 0.41% |
| 120+ Days | 0.41% |
| |
| Bankruptcy | 1.79% |
| Foreclosure | 1.10% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.28% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 25.63% |
| 3mo CPR | 20.93% |
| 6mo CPR | 20.90% |
| 9mo CPR | 22.31% |
| 12mo CPR | 24.19% |
| Life CPR | 41.30% |
|