| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 9/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 13.30% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.02% |
| 60+ Days | 0.48% |
| 90+ Days | 0.36% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.10% |
| Foreclosure | 0.99% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.28% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 15.05% |
| 3mo CPR | 20.87% |
| 6mo CPR | 22.99% |
| 9mo CPR | 25.28% |
| 12mo CPR | 26.67% |
| Life CPR | 42.14% |
|