| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 5/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 13.11% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.89% |
| 60+ Days | 1.89% |
| 90+ Days | 1.23% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.73% |
| Foreclosure | 0.35% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.28% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 16.61% |
| 3mo CPR | 24.22% |
| 6mo CPR | 25.99% |
| 9mo CPR | 30.16% |
| 12mo CPR | 33.77% |
| Life CPR | 43.31% |
|