| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 11/25/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 20.07% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.17% |
| 60+ Days | 1.65% |
| 90+ Days | 1.49% |
| 120+ Days | 1.42% |
| |
| Bankruptcy | 1.14% |
| Foreclosure | 0.07% |
| REO | 1.39% |
| |
| Cumulative Net Loss | 0.09% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 46.49% |
| 3mo CPR | 57.13% |
| 6mo CPR | 52.72% |
| 9mo CPR | 54.76% |
| 12mo CPR | 53.24% |
| Life CPR | 46.49% |
|