| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 10/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 20.70% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.06% |
| 60+ Days | 1.38% |
| 90+ Days | 1.38% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 1.17% |
| Foreclosure | 0.07% |
| REO | 1.35% |
| |
| Cumulative Net Loss | 0.09% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 65.60% |
| 3mo CPR | 58.00% |
| 6mo CPR | 54.99% |
| 9mo CPR | 54.64% |
| 12mo CPR | 53.72% |
| Life CPR | 47.29% |
|