| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 6/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 25.21% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.84% |
| 60+ Days | 1.36% |
| 90+ Days | 1.11% |
| 120+ Days | 1.11% |
| |
| Bankruptcy | 0.84% |
| Foreclosure | 1.21% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.09% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 58.53% |
| 3mo CPR | 58.70% |
| 6mo CPR | 55.86% |
| 9mo CPR | 55.06% |
| 12mo CPR | 53.49% |
| Life CPR | 46.81% |
|