| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 5/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 26.71% |
| |
| Delinquency Status (*) | |
| 30+ Days | 0.71% |
| 60+ Days | 0.11% |
| 90+ Days | 0.11% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.82% |
| Foreclosure | 1.12% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.09% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 60.10% |
| 3mo CPR | 58.85% |
| 6mo CPR | 53.76% |
| 9mo CPR | 54.71% |
| 12mo CPR | 52.95% |
| Life CPR | 46.55% |
|