| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 1/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 32.81% |
| |
| Delinquency Status (*) | |
| 30+ Days | 0.39% |
| 60+ Days | 0.01% |
| 90+ Days | 0.00% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.74% |
| Foreclosure | 1.07% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.06% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 54.72% |
| 3mo CPR | 51.00% |
| 6mo CPR | 52.13% |
| 9mo CPR | 51.55% |
| 12mo CPR | 49.33% |
| Life CPR | 45.68% |
|