| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 11/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 35.95% |
| |
| Delinquency Status (*) | |
| 30+ Days | 0.36% |
| 60+ Days | 0.08% |
| 90+ Days | 0.00% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.76% |
| Foreclosure | 1.54% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.06% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 52.34% |
| 3mo CPR | 56.59% |
| 6mo CPR | 52.15% |
| 9mo CPR | 50.45% |
| 12mo CPR | 48.03% |
| Life CPR | 45.44% |
|