| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 10/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 37.75% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.23% |
| 60+ Days | 1.83% |
| 90+ Days | 1.82% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.67% |
| Foreclosure | 1.67% |
| REO | 0.07% |
| |
| Cumulative Net Loss | 0.06% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 62.10% |
| 3mo CPR | 53.27% |
| 6mo CPR | 51.82% |
| 9mo CPR | 48.78% |
| 12mo CPR | 47.18% |
| Life CPR | 45.26% |
|