| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 5/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 47.12% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.23% |
| 60+ Days | 0.93% |
| 90+ Days | 0.78% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.46% |
| Foreclosure | 0.60% |
| REO | 0.05% |
| |
| Cumulative Net Loss | 0.06% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 50.41% |
| 3mo CPR | 47.06% |
| 6mo CPR | 43.91% |
| 9mo CPR | 42.80% |
| 12mo CPR | 43.55% |
| Life CPR | 44.22% |
|