| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 3/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 50.99% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.77% |
| 60+ Days | 0.79% |
| 90+ Days | 0.74% |
| 120+ Days | 0.71% |
| |
| Bankruptcy | 0.37% |
| Foreclosure | 0.94% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.04% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 39.82% |
| 3mo CPR | 40.38% |
| 6mo CPR | 40.64% |
| 9mo CPR | 41.98% |
| 12mo CPR | 43.25% |
| Life CPR | 43.81% |
|