| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 3/1/2004 |
| |
| Performance Summary | |
| Current Pool Factor | 70.98% |
| |
| Delinquency Status (*) | |
| 30+ Days | 0.25% |
| 60+ Days | 0.16% |
| 90+ Days | 0.07% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.19% |
| Foreclosure | 0.10% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.02% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 36.76% |
| 3mo CPR | 40.61% |
| 6mo CPR | 42.77% |
| 9mo CPR | 45.66% |
| 12mo CPR | 44.94% |
| Life CPR | 44.16% |
|