| DEAL NAME | Morgan Stanley Dean Witter Credit Corp HELOC Trust, Series 2002-1 |
| Closing Date | 8/29/2002 |
| Collateral Factor Date | 1/1/2004 |
| |
| Performance Summary | |
| Current Pool Factor | 73.87% |
| |
| Delinquency Status (*) | |
| 30+ Days | 0.25% |
| 60+ Days | 0.14% |
| 90+ Days | 0.06% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.20% |
| Foreclosure | 0.07% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.02% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 44.30% |
| 3mo CPR | 43.45% |
| 6mo CPR | 47.09% |
| 9mo CPR | 46.77% |
| 12mo CPR | 45.32% |
| Life CPR | 44.80% |
|