| DEAL NAME | Morgan Stanley Home Equity Loan Trust 2007-1 |
| Closing Date | 2/28/2007 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 42.47% |
| |
| Delinquency Status (*) | |
| 30+ Days | 17.17% |
| 60+ Days | 14.73% |
| 90+ Days | 13.52% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.05% |
| Foreclosure | 27.73% |
| REO | 3.54% |
| |
| Cumulative Net Loss | 27.72% |
| Loss Severity | 83.13% |
| |
| Prepayment Experience | |
| 1mo CPR | 10.02% |
| 3mo CPR | 13.28% |
| 6mo CPR | 11.37% |
| 9mo CPR | 12.24% |
| 12mo CPR | 12.86% |
| Life CPR | 15.52% |
|