| DEAL NAME | Morgan Stanley Home Equity Loan Trust 2006-3 |
| Closing Date | 5/25/2006 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 22.00% |
| |
| Delinquency Status (*) | |
| 30+ Days | 12.04% |
| 60+ Days | 7.57% |
| 90+ Days | 5.82% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 5.57% |
| Foreclosure | 21.70% |
| REO | 3.67% |
| |
| Cumulative Net Loss | 27.50% |
| Loss Severity | 95.56% |
| |
| Prepayment Experience | |
| 1mo CPR | 4.33% |
| 3mo CPR | 10.27% |
| 6mo CPR | 12.47% |
| 9mo CPR | 12.40% |
| 12mo CPR | 12.01% |
| Life CPR | NA |
|