| DEAL NAME | Morgan Stanley Home Equity Loan Trust 2006-1 |
| Closing Date | 1/26/2006 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 21.16% |
| |
| Delinquency Status (*) | |
| 30+ Days | 12.08% |
| 60+ Days | 8.16% |
| 90+ Days | 6.91% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 6.09% |
| Foreclosure | 17.53% |
| REO | 3.16% |
| |
| Cumulative Net Loss | 19.19% |
| Loss Severity | 78.70% |
| |
| Prepayment Experience | |
| 1mo CPR | 13.31% |
| 3mo CPR | 13.10% |
| 6mo CPR | 12.00% |
| 9mo CPR | 13.21% |
| 12mo CPR | 12.62% |
| Life CPR | 22.09% |
|