| DEAL NAME | Morgan Stanley Home Equity Loan Trust 2005-2 |
| Closing Date | 5/26/2005 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 10.24% |
| |
| Delinquency Status (*) | |
| 30+ Days | 12.16% |
| 60+ Days | 6.99% |
| 90+ Days | 5.53% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 6.10% |
| Foreclosure | 13.36% |
| REO | 2.70% |
| |
| Cumulative Net Loss | 10.40% |
| Loss Severity | 86.36% |
| |
| Prepayment Experience | |
| 1mo CPR | 9.73% |
| 3mo CPR | 9.79% |
| 6mo CPR | 13.56% |
| 9mo CPR | 13.20% |
| 12mo CPR | 13.21% |
| Life CPR | 28.27% |
|