| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2007-HE7 |
| Closing Date | 9/28/2007 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 50.79% |
| |
| Delinquency Status (*) | |
| 30+ Days | 14.10% |
| 60+ Days | 9.07% |
| 90+ Days | 7.72% |
| 120+ Days | 7.03% |
| |
| Bankruptcy | 5.65% |
| Foreclosure | 19.80% |
| REO | 6.11% |
| |
| Cumulative Net Loss | 28.44% |
| Loss Severity | 94.96% |
| |
| Prepayment Experience | |
| 1mo CPR | 11.51% |
| 3mo CPR | 11.91% |
| 6mo CPR | 11.86% |
| 9mo CPR | 12.55% |
| 12mo CPR | 12.21% |
| Life CPR | 11.23% |
|