| DEAL NAME | MSAC 2007-HE6 |
| Closing Date | 5/31/2007 |
| |
| Initial Collateral Characteristics | |
| Principal Balance ($) | 1,230,501,209 |
| |
| Sellers | WMC(53.97%),DO(46.03%) |
| Servicers | SX(76.93%),CW(21.91%),WF(1.15%) |
| |
| Number of Loans | 6,176 |
| Avg Loan Balance ($) | 199,239 |
| |
| Fixed/Floating | |
| % FRM | 15.72 |
| % ARM | 84.28 |
| |
| %IO | 20.02 |
| Wtd Avg IO Term (months) | 72 |
| |
| Wtd Avg Current Mortgage Rate (%) | 7.967 |
| Non-Zero Wtd Avg Margin (%) | 6.471 |
| Non-Zero Wtd Avg Initial Cap (%) | 3.142 |
| Non-Zero Wtd Avg Periodic Cap (%) | 1.000 |
| |
| Lien Composition | |
| % 1st Lien | 94.01 |
| % 2nd Lien | 5.99 |
| |
| Non-Zero Wtd Avg FICO | 639 |
| % FICO below 600 (inc. N/A) | 21.95 |
| % FICO below 550 (inc. N/A) | 5.72 |
| |
| Wtd Avg Comb Orig LTV | 82.62 |
| % CLTV > 80 | 41.16 |
| % CLTV > 90 | 13.94 |
| % CLTV > 95 | 6.38 |
| |
| % Silent Seconds | 18.36 |
| CLTV incl. all simul. liens (%) | 89.55 |
| |
| Documentation Level | |
| % Full Documentation | 62.09 |
| % Stated Documentation | 34.85 |
| % Limited Documentation | 3.06 |
| |
| % Owner Occupied | 95.46 |
| |
| Loan Purpose | |
| % Cashout Refinance | 50.49 |
| % Purchase | 41.28 |
| % Rate Term Refinance | 8.23 |
| |
| State Concentration (Over 5%) | CA(28.64%),FL(9.54%),IL(6.63%),NY(6.57%),NJ(5.76%),AZ(5.43%) |
| |
| % Prepay Penalty | 68.54 |
| |
| Wtd Avg Std Orig Term (months) | 359 |
| Wtd Avg Std Rem Term (months) | 356 |
| Wtd Average Loan Age (months) | 3 |
