| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2007-HE4 |
| Closing Date | 3/29/2007 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 43.82% |
| |
| Delinquency Status (*) | |
| 30+ Days | 20.74% |
| 60+ Days | 18.27% |
| 90+ Days | 17.23% |
| 120+ Days | 16.62% |
| |
| Bankruptcy | 6.22% |
| Foreclosure | 29.10% |
| REO | 5.59% |
| |
| Cumulative Net Loss | 28.87% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 14.57% |
| 3mo CPR | 14.04% |
| 6mo CPR | 13.15% |
| 9mo CPR | 12.62% |
| 12mo CPR | 12.35% |
| Life CPR | 14.87% |
|