| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2007-HE1 |
| Closing Date | 1/26/2007 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 40.27% |
| |
| Delinquency Status (*) | |
| 30+ Days | 16.45% |
| 60+ Days | 12.27% |
| 90+ Days | 10.49% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 6.08% |
| Foreclosure | 21.18% |
| REO | 5.57% |
| |
| Cumulative Net Loss | 26.19% |
| Loss Severity | 81.29% |
| |
| Prepayment Experience | |
| 1mo CPR | 13.24% |
| 3mo CPR | 13.11% |
| 6mo CPR | 13.69% |
| 9mo CPR | 13.16% |
| 12mo CPR | 12.35% |
| Life CPR | 16.15% |
|