| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-WMC1 |
| Closing Date | 1/26/2006 |
| Collateral Factor Date | 12/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 37.22% |
| |
| Delinquency Status (*) | |
| 30+ Days | 11.43% |
| 60+ Days | 5.82% |
| 90+ Days | 3.33% |
| 120+ Days | 0.88% |
| |
| Bankruptcy | 2.77% |
| Foreclosure | 25.19% |
| REO | 10.70% |
| |
| Cumulative Net Loss | 10.39% |
| Loss Severity | 69.83% |
| |
| Prepayment Experience | |
| 1mo CPR | 30.07% |
| 3mo CPR | 37.12% |
| 6mo CPR | 32.37% |
| 9mo CPR | 31.94% |
| 12mo CPR | 30.71% |
| Life CPR | 28.35% |
|