| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-WMC1 |
| Closing Date | 1/26/2006 |
| Collateral Factor Date | 11/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 38.37% |
| |
| Delinquency Status (*) | |
| 30+ Days | 12.38% |
| 60+ Days | 7.77% |
| 90+ Days | 4.67% |
| 120+ Days | 1.64% |
| |
| Bankruptcy | 2.79% |
| Foreclosure | 22.71% |
| REO | 11.11% |
| |
| Cumulative Net Loss | 9.71% |
| Loss Severity | 62.98% |
| |
| Prepayment Experience | |
| 1mo CPR | 33.54% |
| 3mo CPR | 37.48% |
| 6mo CPR | 32.19% |
| 9mo CPR | 31.71% |
| 12mo CPR | 31.50% |
| Life CPR | 28.29% |
|