| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-WMC1 |
| Closing Date | 1/26/2006 |
| Collateral Factor Date | 10/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 39.72% |
| |
| Delinquency Status (*) | |
| 30+ Days | 14.79% |
| 60+ Days | 9.82% |
| 90+ Days | 7.10% |
| 120+ Days | 2.72% |
| |
| Bankruptcy | 2.38% |
| Foreclosure | 22.15% |
| REO | 11.32% |
| |
| Cumulative Net Loss | 8.86% |
| Loss Severity | 57.57% |
| |
| Prepayment Experience | |
| 1mo CPR | 46.40% |
| 3mo CPR | 34.72% |
| 6mo CPR | 32.07% |
| 9mo CPR | 30.20% |
| 12mo CPR | 32.82% |
| Life CPR | 28.13% |
|