| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-WMC1 |
| Closing Date | 1/26/2006 |
| Collateral Factor Date | 9/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 41.86% |
| |
| Delinquency Status (*) | |
| 30+ Days | 14.33% |
| 60+ Days | 9.67% |
| 90+ Days | 5.96% |
| 120+ Days | 1.71% |
| |
| Bankruptcy | 2.29% |
| Foreclosure | 22.99% |
| REO | 12.80% |
| |
| Cumulative Net Loss | 7.74% |
| Loss Severity | 55.90% |
| |
| Prepayment Experience | |
| 1mo CPR | 31.36% |
| 3mo CPR | 27.24% |
| 6mo CPR | 29.18% |
| 9mo CPR | 28.42% |
| 12mo CPR | 32.11% |
| Life CPR | 27.46% |
|