| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-WMC1 |
| Closing Date | 1/26/2006 |
| Collateral Factor Date | 7/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 44.25% |
| |
| Delinquency Status (*) | |
| 30+ Days | 11.58% |
| 60+ Days | 6.70% |
| 90+ Days | 3.28% |
| 120+ Days | 0.55% |
| |
| Bankruptcy | 2.50% |
| Foreclosure | 24.17% |
| REO | 12.31% |
| |
| Cumulative Net Loss | 6.49% |
| Loss Severity | 65.35% |
| |
| Prepayment Experience | |
| 1mo CPR | 25.79% |
| 3mo CPR | 29.29% |
| 6mo CPR | 27.80% |
| 9mo CPR | 32.16% |
| 12mo CPR | 32.07% |
| Life CPR | 27.43% |
|