| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-NC4 |
| Closing Date | 6/23/2006 |
| Collateral Factor Date | 9/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 55.63% |
| |
| Delinquency Status (*) | |
| 30+ Days | 15.30% |
| 60+ Days | 9.88% |
| 90+ Days | 6.27% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.57% |
| Foreclosure | 23.34% |
| REO | 13.33% |
| |
| Cumulative Net Loss | 5.16% |
| Loss Severity | 64.92% |
| |
| Prepayment Experience | |
| 1mo CPR | 28.87% |
| 3mo CPR | 29.34% |
| 6mo CPR | 29.17% |
| 9mo CPR | 24.39% |
| 12mo CPR | 21.82% |
| Life CPR | NA |
|