| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-NC4 |
| Closing Date | 6/23/2006 |
| Collateral Factor Date | 7/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 58.76% |
| |
| Delinquency Status (*) | |
| 30+ Days | 15.42% |
| 60+ Days | 9.50% |
| 90+ Days | 4.74% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.87% |
| Foreclosure | 20.82% |
| REO | 12.25% |
| |
| Cumulative Net Loss | 3.59% |
| Loss Severity | 60.53% |
| |
| Prepayment Experience | |
| 1mo CPR | 32.67% |
| 3mo CPR | 30.88% |
| 6mo CPR | 25.30% |
| 9mo CPR | 21.42% |
| 12mo CPR | 19.81% |
| Life CPR | NA |
|