| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-NC4 |
| Closing Date | 6/23/2006 |
| Collateral Factor Date | 6/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 60.76% |
| |
| Delinquency Status (*) | |
| 30+ Days | 12.66% |
| 60+ Days | 6.49% |
| 90+ Days | 4.59% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 2.69% |
| Foreclosure | 21.65% |
| REO | 11.86% |
| |
| Cumulative Net Loss | 2.75% |
| Loss Severity | 52.78% |
| |
| Prepayment Experience | |
| 1mo CPR | 26.01% |
| 3mo CPR | 29.01% |
| 6mo CPR | 21.80% |
| 9mo CPR | 19.15% |
| 12mo CPR | 18.48% |
| Life CPR | NA |
|