| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-HE7 |
| Closing Date | 10/31/2006 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 42.19% |
| |
| Delinquency Status (*) | |
| 30+ Days | 23.65% |
| 60+ Days | 21.50% |
| 90+ Days | 20.25% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 5.73% |
| Foreclosure | 31.20% |
| REO | 5.76% |
| |
| Cumulative Net Loss | 23.06% |
| Loss Severity | 87.19% |
| |
| Prepayment Experience | |
| 1mo CPR | 15.84% |
| 3mo CPR | 14.11% |
| 6mo CPR | 12.03% |
| 9mo CPR | 11.22% |
| 12mo CPR | 11.09% |
| Life CPR | 14.63% |
|