| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-HE4 |
| Closing Date | 6/23/2006 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 24.15% |
| |
| Delinquency Status (*) | |
| 30+ Days | 14.22% |
| 60+ Days | 10.78% |
| 90+ Days | 8.65% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 5.39% |
| Foreclosure | 26.55% |
| REO | 4.30% |
| |
| Cumulative Net Loss | 26.81% |
| Loss Severity | 83.29% |
| |
| Prepayment Experience | |
| 1mo CPR | 13.80% |
| 3mo CPR | 10.17% |
| 6mo CPR | 11.64% |
| 9mo CPR | 12.92% |
| 12mo CPR | 13.56% |
| Life CPR | NA |
|