| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2006-HE3 |
| Closing Date | 5/25/2006 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 23.39% |
| |
| Delinquency Status (*) | |
| 30+ Days | 15.29% |
| 60+ Days | 10.84% |
| 90+ Days | 9.08% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 4.52% |
| Foreclosure | 23.74% |
| REO | 4.25% |
| |
| Cumulative Net Loss | 25.04% |
| Loss Severity | 83.47% |
| |
| Prepayment Experience | |
| 1mo CPR | 7.47% |
| 3mo CPR | 6.77% |
| 6mo CPR | 9.32% |
| 9mo CPR | 11.51% |
| 12mo CPR | 11.59% |
| Life CPR | NA |
|