| DEAL NAME | Morgan Stanley Capital I Inc. Trust 2006-HE1 |
| Closing Date | 2/28/2006 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 22.80% |
| |
| Delinquency Status (*) | |
| 30+ Days | 15.92% |
| 60+ Days | 10.26% |
| 90+ Days | 8.00% |
| 120+ Days | 6.71% |
| |
| Bankruptcy | 5.87% |
| Foreclosure | 26.92% |
| REO | 1.59% |
| |
| Cumulative Net Loss | 20.75% |
| Loss Severity | 70.56% |
| |
| Prepayment Experience | |
| 1mo CPR | 8.98% |
| 3mo CPR | 5.14% |
| 6mo CPR | 6.23% |
| 9mo CPR | 7.21% |
| 12mo CPR | 7.90% |
| Life CPR | 20.54% |
|