| DEAL NAME | Morgan Stanley ABS Capital I Inc. Trust 2005-WMC4 |
| Closing Date | 5/27/2005 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 10.04% |
| |
| Delinquency Status (*) | |
| 30+ Days | 27.90% |
| 60+ Days | 26.11% |
| 90+ Days | 24.67% |
| 120+ Days | 23.85% |
| |
| Bankruptcy | 6.37% |
| Foreclosure | 24.05% |
| REO | 4.84% |
| |
| Cumulative Net Loss | 6.55% |
| Loss Severity | 77.56% |
| |
| Prepayment Experience | |
| 1mo CPR | 11.22% |
| 3mo CPR | 11.31% |
| 6mo CPR | 12.17% |
| 9mo CPR | 11.72% |
| 12mo CPR | 11.08% |
| Life CPR | 28.41% |
|